Poland has become a popular destination for knee replacement surgery, offering high-quality care at significantly lower prices than many Western countries. But even when treatment is more affordable, the upfront costs can still be overwhelming for many patients — especially those without insurance or with limited savings. That’s where understanding medical travel financing becomes essential.
In this guide, we’ll walk you through what financing options look like for international treatment, what questions to ask, and how Better by MTA helps you plan with confidence — without promoting or selling any financial products.
Why Do You Need Financing for Surgery Abroad?
Traveling abroad for healthcare can offer savings of up to 70% on major procedures like knee replacement. However, “affordable” doesn’t always mean “accessible.” Patients are often required to pay the full cost of surgery upfront — including flights, hotels, diagnostics, and post-op care — before they ever leave home.
That’s a tall order for most families. Even with cost savings, it’s common for patients to ask:
- Can I finance my treatment abroad?
- What if I don’t have insurance?
- Are monthly payment plans available?
These are valid concerns, and the answers depend on your financial situation, where you're traveling, and what kind of support you have in navigating the process.
What Is Medical Travel Financing?
Medical travel financing is a way for patients to break down the cost of treatment abroad into more manageable payments over time. It’s similar to taking a personal loan or using a line of credit but specifically for medical or dental care received in another country.
While some local lenders or platforms may offer international healthcare financing, the reality is that many patients feel overwhelmed trying to sort it all out — especially when dealing with foreign currencies, hospital invoices, and travel logistics.
This is where Better by MTA steps in.
How Better by MTA Helps Patients Navigate the Costs
Better by MTA isn’t a bank or loan provider — and that’s a good thing. Instead, we focus on educating and empowering patients with clear information, personalized planning tools, and real support so you can make financially sound decisions about your care abroad.
Here’s how we help:
1. Budgeting with Confidence
We work with you to map out the total cost of your treatment journey — not just the surgery, but also travel, accommodations, tests, and follow-up care. You’ll understand where your money is going, so there are no surprises.
2. Understanding Your Financing Options
We help you explore various paths, including using savings, tapping into insurance benefits (if applicable), or looking into payment plans and financing options available in your home country.
We won’t push any lenders or products. Our goal is to give you the full picture, so you can choose what works best for your situation.
3. No Insurance? No Problem.
Many patients who travel for medical care do so without insurance coverage — and that’s okay. We help you plan accordingly, prioritize necessary treatments, and explore step-by-step solutions that ease the burden.
4. Planning for Monthly Payments
Monthly payment plans are often available through financing providers in your own country. While we don’t sell these products, we help you understand how to identify reliable financing, what questions to ask, and what to watch out for — especially when comparing interest rates, fees, and repayment terms.
5. Patient-First Support
Our team is on your side. We’re not incentivized to sell financial services. That means we’re free to focus on what matters most — helping you receive safe, timely care without unnecessary stress.
Making Knee Replacement in Poland Truly Affordable
Knee replacement in Poland offers an excellent blend of affordability and quality. But paying for treatment up front — especially without insurance — can feel like a major obstacle. That’s why understanding how medical travel financing works is so important.
With Better by MTA, you get honest answers, customized budgeting tools, and the confidence to move forward — even if you're still figuring out how to pay.
You deserve healthcare that fits your needs and your wallet. And with the right guidance, it’s absolutely within reach.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
