For many international patients, Costa Rica has become a top destination for dental implants, offering high-quality care at significantly lower costs compared to the U.S., Canada, or Europe. Yet even when prices are lower, the total expense can still be a challenge — especially for patients who lack dental insurance or can't pay the full amount upfront.
This guide explains how patients can navigate the financial side of getting dental implants abroad, with a focus on planning, payment strategies, and how Better by MTA supports you throughout the process.
Why Dental Implants in Costa Rica Are Popular — But Still Costly
Patients turn to Costa Rica for a range of reasons: skilled dentists, modern clinics, shorter wait times, and costs that are often 50–70% less than in North America. However, even with those savings, dental implants can require thousands of dollars out-of-pocket, especially if you need multiple implants or bone grafting.
Travel costs — such as airfare, hotel stays, and local transport — can add to the burden. This is where medical travel financing comes in.
What Is Patient Financing?
Patient financing is simply a way to spread out the cost of medical or dental care into monthly payments, rather than paying the full bill upfront. It's not a loan you get from a clinic — it’s a personal payment plan that helps make expensive treatments more manageable.
For example, instead of paying $7,000 at once for full-mouth dental implants, a patient might finance it over 12–36 months with fixed payments.
Can I Finance My Treatment Abroad?
Yes, you can finance your treatment abroad, but the process is often more complex than local care. Many traditional financing options are tied to providers in your home country, and may not apply to international clinics.
This is where Better by MTA can make a difference — not by selling financial products, but by helping patients:
- Understand what medical travel financing options exist
- Compare realistic budget scenarios
- Know what upfront vs. ongoing costs to expect
- Get guidance on how to prepare financially for the journey
Whether you're paying in full or need installment options, Better by MTA ensures you’re informed and confident.
What If I Don’t Have Insurance?
Many patients seeking dental implants abroad are uninsured or underinsured. Dental insurance often doesn't cover implants, or only pays for partial procedures. That’s why financial planning is essential.
Better by MTA supports you by:
- Breaking down total cost estimates for your specific treatment plan
- Highlighting which parts may require multiple visits
- Helping you factor in travel, lodging, and follow-ups
- Offering guidance on how to approach financing without insurance
Remember, lack of insurance does not mean lack of options.
Are Monthly Payment Plans Available?
Yes, in some cases — but not always directly through the provider. International dental clinics may not offer payment plans themselves. However, some patients use third-party financing solutions from their home country, personal savings, credit options, or support from friends and family.
Better by MTA helps patients understand what to expect, what to ask clinics about, and how to prepare a safe, stress-free payment plan — without locking them into risky commitments.
How Better by MTA Helps Without Selling Financial Products
Better by MTA is not a lender or financial institution. We don’t sell financing, take commissions, or recommend specific companies.
Instead, we:
- Help you map out your treatment budget
- Offer educational tools and support on medical travel financing
- Provide transparent cost breakdowns
- Connect you with personalized support to explore your best options
Our goal is to remove the confusion and anxiety around paying for surgery abroad, whether it's for dental implants or any other medical procedure.
Planning Is Power
Dental implants in Costa Rica can be life-changing — both medically and financially. But even with lower treatment costs, success depends on smart financial planning.
With Better by MTA, you’ll have a trusted partner helping you:
- Ask the right questions
- Budget wisely
- Understand every step of your financial journey
Whether you're wondering how to pay for surgery abroad or looking for financing options for dental work overseas, you’re not alone. Better by MTA is here to guide you — with clarity, compassion, and no strings attached.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
