Orthopedic surgery can be life-changing—but it can also be expensive, especially for patients traveling abroad. Poland has become a sought-after destination for affordable and high-quality orthopedic procedures, but even with cost savings, international treatment often requires upfront payments that can be difficult for patients to manage. So, how are patients handling these costs? Let’s explore the options and how Better by MTA helps guide them through the process with clarity and confidence.
Why Medical Travel Still Comes With Financial Barriers
Even though orthopedic surgery in Poland is significantly more affordable than in many Western countries, it still involves substantial expenses. Common procedures like joint replacement, spinal surgery, or ligament repair can cost thousands of dollars—not including flights, accommodation, and time off work. Most international providers require payment before treatment begins, which can create stress for patients who may not have immediate access to that kind of cash.
What Is Patient Financing?
Patient financing simply means getting help to cover the upfront cost of your medical or dental procedure through structured payment solutions. This may involve loans, credit, or flexible installment plans that allow you to pay for treatment over time instead of all at once.
Unlike traditional insurance, which may not cover overseas care, patient financing is often tailored for medical tourism. It can bridge the gap between what you can afford now and the care you need immediately.
Common Questions From Patients Considering Surgery Abroad
Can I Finance My Treatment Abroad?
Yes, in many cases, you can. Patients often explore structured financing options specifically designed for international care. Some individuals use personal savings or credit, while others seek support through medical-specific lenders. Regardless of the method, what matters most is understanding your options, your budget, and your repayment plan before committing to treatment.
What If I Don’t Have Insurance?
Many medical tourists pursue surgery abroad because they lack insurance coverage or face long waiting times in their home country. While insurance may not cover international care, Better by MTA helps patients navigate this reality by offering education, budgeting tools, and guidance to understand the full cost of care and how to manage it confidently.
Are Monthly Payment Plans Available?
Yes, monthly payment plans are available in many situations, depending on the financing option you choose. These plans can break the cost of surgery, travel, and recovery into smaller, manageable installments. Better by MTA helps you understand what options are viable and what your total cost breakdown could look like, all without pushing specific lenders or services.
How Better by MTA Supports You
Better by MTA is your trusted, neutral guide—not a bank, lender, or hospital. Our mission is to equip you with the tools and knowledge to make informed decisions about your medical journey, especially when it comes to financial planning.
Here's how we help:
- Clarity in Costs: Get a full picture of your expenses, from surgery fees to accommodations.
- Personalized Budgeting Guidance: Understand your financial readiness and set a realistic plan.
- Trusted Support: We explain the process, answer your questions, and help you prepare—without selling you a product.
- Educational Resources: Learn about payment strategies, risk management, and safe medical travel practices.
With Better by MTA, patients have a reliable partner to lean on as they make big decisions about care abroad.
Planning Ahead: Tips to Budget for Orthopedic Surgery in Poland
- Start Early: Begin researching the costs and financing options at least 2–3 months in advance.
- Calculate the Full Cost: Include the surgery, flights, accommodations, meals, local transportation, and possible aftercare.
- Explore Multiple Payment Scenarios: Compare lump sum payments vs. monthly installment possibilities.
- Prepare Emergency Funds: Always plan for unexpected costs or delays in recovery.
- Ask Questions: Don’t hesitate to reach out to Better by MTA to clarify terms or processes.
Orthopedic surgery in Poland offers world-class care at a lower cost—but affordability doesn’t mean it’s easy to pay out of pocket. Medical travel financing provides a crucial solution for many patients, especially when insurance doesn’t cover international procedures.
With Better by MTA, you’re not alone in navigating the financial side of medical travel. We help you plan, budget, and move forward with confidence—so that your journey to better health doesn’t come with unnecessary stress.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
