Choosing Colombia for your knee replacement can significantly reduce the cost of surgery, rehabilitation, and overall recovery compared to many countries. However, even the most affordable international medical procedures still come with upfront expenses that many patients struggle to manage. That’s where understanding medical travel financing becomes crucial.
This article walks you through the basics of patient financing, answers key concerns, and introduces how Better by MTA supports you in navigating your options with clarity and confidence—without selling any financial products.
Why Do I Need to Think About Financing If Colombia Is So Affordable?
It’s true that Colombia offers excellent medical care at lower prices, but a knee replacement still involves several expenses:
- Pre-surgical consultations
- Hospital fees and surgeon costs
- Medical imaging and lab work
- Post-op rehab and medications
- Travel, accommodation, and time off work
These costs usually must be paid upfront, and even a “low-cost” procedure can still total several thousand dollars—putting strain on your savings, especially if insurance doesn’t cover international care.
What Is Patient Financing?
Patient financing is a way to manage healthcare costs through structured monthly payments instead of paying everything at once. Unlike traditional loans, patient financing is tailored for medical or dental procedures. It helps patients start their treatment on time while spreading the cost over a manageable period.
For international treatments like a knee replacement in Colombia, financing can include both medical and non-medical costs, such as flights, hotel stays, and even a companion’s expenses.
Can I Finance My Treatment Abroad?
Yes—financing a procedure abroad is possible and increasingly common. Many patients pursue how to pay for surgery abroad by combining personal savings, insurance (if applicable), and financing options. These may come from financial institutions or specialized health lenders in your home country.
But understanding which options are right for you—and which ones may come with high interest rates or hidden fees—can be overwhelming. That’s where Better by MTA steps in as a helpful, neutral resource.
What If I Don’t Have Insurance?
Many patients who travel for medical care either lack insurance entirely or have insurance that doesn’t cover procedures abroad. That doesn’t mean you’re out of options.
With the right financing plan, you can still afford safe, high-quality care overseas without having to delay surgery due to cost. Even without insurance, planning your payment strategy in advance makes a huge difference. Better by MTA can help you evaluate the total cost of care, break it down into manageable parts, and show you how others in your situation have successfully funded their treatments.
Are Monthly Payment Plans Available?
Yes, monthly payment plans are often available—but they depend on factors like your credit status, income, and the type of care you’re seeking. Some lenders allow international healthcare procedures to be financed for up to 12, 24, or even 36 months. Others might offer zero-interest introductory periods, but these must be read carefully to avoid unexpected fees.
Patients often ask about financing options for dental work overseas, and similar plans are available for orthopedic procedures like knee replacements. Understanding the repayment terms is key to choosing the right path—and that’s where Better by MTA provides support without pressure or sales tactics.
How Better by MTA Helps You Navigate the Process
Better by MTA isn’t a lender or financial services company. Instead, it acts as a trusted guide—helping you understand what to expect, how to budget, and what questions to ask when exploring your financing options. Here’s how they support you:
- Clarity Without Confusion: Break down total costs, including hidden or unexpected ones.
- Educational Guidance: Understand financing basics without needing a finance degree.
- Real-Life Examples: Learn from patients who’ve financed care abroad, including those without insurance.
- Personalized Support: Get help planning based on your unique health needs and financial situation.
- No Sales Pressure: Better by MTA doesn’t sell loans—it empowers you to make informed choices.
Smart Tips for Budgeting Your Surgery in Colombia
To make your medical travel financially manageable, start with these smart strategies:
- Get a full cost estimate upfront. Include everything: procedure, tests, rehab, travel, and lodging.
- Explore all available funding sources. Savings, family support, employer programs, or even crowdfunding can supplement financing.
- Use Better by MTA’s tools. They offer budget planners, patient stories, and step-by-step guides to help you plan realistically.
- Compare payment plans wisely. Pay attention to fees, interest rates, and fine print—don’t assume “low monthly payments” mean low overall cost.
- Plan for contingencies. Include extra funds for follow-up care or travel delays.
Take Control of Your Health Without Financial Fear
Getting a knee replacement in Colombia can be life-changing. But that doesn’t mean you need to pay for everything at once or face confusing financing options alone.
Whether you're worried about how to pay for surgery abroad, traveling without insurance, or simply trying to understand your payment options, Better by MTA is here to support you—with empathy, clarity, and no pressure.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for yourprocedure.
Request your free,personalized quote now and take the first step toward affordable medicaltravel.
