Traveling to the Philippines for stem cell therapy offers significant cost advantages compared to many Western countries. However, even with these savings, upfront expenses—like medical fees, airfare, accommodations, and extended stays—can still be financially challenging. That’s where medical travel financing becomes a vital part of your treatment journey.
In this guide, we’ll walk you through what financing options typically look like, how to plan your budget with confidence, and how Better by MTA can help you feel empowered, informed, and supported every step of the way.
Why Financing Matters—Even for Affordable Care
It’s a common misconception that if a treatment is more affordable abroad, financing won’t be necessary. In reality, many patients still struggle to pay large sums out of pocket all at once. Stem cell therapies while cutting-edge and potentially life-changing, can involve multiple sessions and follow-ups—driving up the total cost quickly.
And since international treatments are typically not covered by most insurance plans, patients are often left wondering: Can I still get the care I need if I don’t have the money upfront?
That’s exactly the kind of question Better by MTA helps patients answer.
What Is Patient Financing?
Patient financing refers to any solution that helps you pay for medical or dental care over time instead of all at once. This might include:
- Monthly payment plans
- Deferred payments
- Budgeting tools and financial education
- Personal health savings strategies
It's not just about loans—it’s about understanding all your options.
Can I Finance My Treatment Abroad?
Yes, many patients do. While traditional loans aren’t always accessible or ideal for cross-border care, there are still ways to approach medical travel financing creatively and responsibly. The key is having guidance that’s independent, non-promotional, and focused solely on your needs.
That’s where Better by MTA steps in—not to sell financial products, but to help you navigate your choices and plan ahead.
What If I Don’t Have Insurance?
Many patients traveling for stem cell therapy in the Philippines don’t have international insurance coverage. But lack of insurance doesn’t mean lack of access to treatment.
Better by MTA works with you to:
- Clarify total expected costs
- Break down expenses by phase (consultation, procedure, follow-up)
- Explore payment timing and savings strategies
- Connect you with educational tools to prepare in advance
No insurance? No problem—as long as you have a plan. And that’s what we help you build.
Are Monthly Payment Plans Available?
Monthly payment plans are increasingly common in global healthcare, especially in medical tourism hubs like the Philippines. But availability and terms can vary greatly depending on the provider and treatment type.
Rather than navigating this alone, Better by MTA provides insight into how and when you might be able to:
- Arrange staggered payments
- Pay deposits in advance
- Budget monthly based on realistic recovery timelines
We don’t offer loans or promote financial services. Instead, we help you understand what to ask, what to expect, and how to prepare.
Better by MTA: Your Partner in Financial Clarity
Medical tourism can be overwhelming—especially when money is a concern. Better by MTA acts as your trusted guide, offering:
- Transparent budgeting support
- Personalized treatment planning
- Resources on how to pay for surgery abroad
- Non-promotional education around financing options for dental work overseas and other therapies
We believe in empowering patients—not pressuring them.
Planning Ahead Pays Off
Whether you’re considering stem cell therapy for orthopedic conditions, autoimmune disorders, or regenerative medicine, being financially prepared is just as important as choosing the right doctor.
The Philippines remains a world-class option for this innovative treatment—but it’s your preparation that makes the experience stress-free and successful. Let Better by MTA help you approach your journey with confidence, clarity, and control.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
