For many patients struggling with joint pain and mobility issues, a hip replacement can be life-changing. But for those facing long waitlists or high costs at home, medical tourism in Poland has become an increasingly attractive option. Known for its skilled orthopedic surgeons and competitive pricing, Poland offers high-quality hip replacement procedures at a fraction of the cost seen in some Western countries.
However, while traveling abroad for surgery may reduce your total medical bill, upfront costs can still pose a financial challenge—especially if you're paying out-of-pocket. That’s where understanding medical travel financing becomes essential.
What Is Patient Financing and Why Is It Needed?
Patient financing is a simple concept: it’s a way to break down the cost of medical treatment into more manageable payments over time. Rather than paying the full cost of surgery upfront, financing allows you to spread payments out over several months (or even years), depending on the plan and your eligibility.
Even though hip replacement in Poland may be significantly more affordable than in your home country, you’re still looking at costs for:
- The surgical procedure itself
- Travel expenses (flights, accommodation, meals)
- Pre- and post-op consultations
- Rehabilitation or physical therapy
- Insurance (if applicable)
Most medical providers abroad require full payment before treatment begins. That’s why financing can be a crucial lifeline for patients who don’t have immediate access to a lump sum.
Can I Finance My Hip Replacement Abroad?
Yes, many patients do. While traditional health insurance often doesn’t cover treatment overseas, financing bridges that gap by allowing you to pay over time. Whether you're traveling from the U.S., UK, Canada, or elsewhere, patients often use financing for medical or dental treatments abroad when:
- Insurance doesn’t apply
- Waitlists are too long
- They want to combine treatment with a short recovery trip
- They are paying out-of-pocket and need flexible options
You don’t need to be wealthy to afford surgery abroad—you just need a well-planned budget and access to reliable, supportive guidance.
What If I Don’t Have Insurance?
Not having insurance should not stop you from pursuing the care you need. In fact, medical tourism is often driven by patients without insurance coverage who are seeking affordable yet high-quality care in countries like Poland. Financing gives uninsured patients the chance to move forward with important surgeries without years of delay or worsening health.
Rather than postponing essential surgery while saving up the full cost, patients can explore structured payment plans that make treatment attainable now—when it’s needed most.
Are Monthly Payment Plans Available?
Yes—monthly payment plans are one of the most common ways to finance international medical treatments. They work much like paying off a car or a student loan. Instead of facing one overwhelming bill, you pay in smaller installments over time.
These payment plans vary in terms of:
- Length of the repayment period
- Interest rates (some are 0% short-term, others charge interest)
- Approval process and eligibility requirements
Many patients find peace of mind knowing they can budget more predictably, especially if the alternative is ongoing pain or disability from delayed surgery.
How Better by MTA Helps You Navigate the Process
Navigating the financial side of medical travel can be intimidating. You’re dealing with foreign currencies, different healthcare systems, and a lot of unknowns. That’s where Better by MTA steps in—not as a lender, but as a neutral, educational guide.
Better by MTA does not sell or promote financial products, but rather:
- Helps you understand your financing options
- Provides tools to plan your treatment budget
- Offers personalized support throughout your medical travel journey
- Helps you ask the right questions before making financial commitments
- Connects you with information that builds confidence and clarity
Whether you’re considering hip replacement in Poland or another overseas procedure, Better by MTA gives you the clarity you need to make informed choices—without pressure or sales tactics.
Empowered Choices Begin With Smart Planning
Medical tourism can offer incredible opportunities—but only when approached with a clear plan and trusted support. Financing your hip replacement abroad doesn’t have to be overwhelming. With the right resources, you can take control of your health and your budget—without sacrificing safety or peace of mind.
Whether you're still exploring your options or ready to move forward, Better by MTA is here to ensure your journey is well-informed, financially manageable, and confidently navigated.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
