Traveling abroad for cosmetic procedures like liposuction is an increasingly popular choice — especially in destinations like Colombia, known for its skilled surgeons and cost-effective care. But even with lower prices compared to the U.S. or Europe, the cost of medical travel can still feel like a financial hurdle. For many patients, coming up with the full amount upfront is not easy.
This is where medical travel financing comes in — a valuable tool that can make your dream procedure more accessible without draining your savings. In this guide, we’ll break down what financing means, why it’s relevant even for “affordable” treatments, and how Better by MTA helps you navigate your options with clarity and support.
Why Even Affordable Liposuction Abroad Can Be Hard to Pay For
While liposuction in Colombia may cost significantly less than in your home country, it’s still a major expense. Costs typically include:
- The procedure itself
- Travel and accommodation
- Pre-op labs and post-op care
- Recovery time away from work
These can add up quickly, often requiring thousands of dollars upfront. And if you don’t have insurance (or cosmetic surgery isn’t covered), the full responsibility falls on you.
This is where many patients hit a wall — they want the treatment but don’t have immediate access to the necessary funds.
What Is Patient Financing in Medical Tourism?
Patient financing simply means breaking up your total cost into manageable payments, instead of paying everything at once. You might think of it like a loan, installment plan, or a monthly payment option for your medical travel expenses.
It can help with:
- Spreading out the cost of surgery, travel, and accommodations
- Managing your monthly budget more easily
- Avoiding high-interest credit card debt
- Reducing financial stress before and after your procedure
Even if you’ve saved part of the amount, financing the remainder can be the difference between delaying your treatment and getting it done now.
Can I Finance My Treatment Abroad?
Yes, many medical travelers can finance their treatment abroad — even without traditional insurance. Whether you’re getting liposuction, dental implants, or weight-loss surgery, you may be eligible for financing options that help cover the cost of:
- Procedures
- Flights and hotel
- Medical visas
- Post-operative support
The key is understanding your eligibility, how repayment works, and what kind of support is available to guide you through the process.
What If I Don’t Have Insurance?
It’s common for medical tourism patients to seek treatments not covered by insurance — especially cosmetic procedures like liposuction. The good news is, you don’t need insurance to plan or pay for surgery abroad.
With the right guidance and financial planning, many patients self-fund their procedures using a mix of savings and structured payment plans. The most important part is being informed and confident about your options — and having a trusted partner to help you plan.
Are Monthly Payment Plans Available?
Yes. Monthly payment plans are a helpful way to make your medical travel expenses more predictable and affordable. Rather than worrying about one large sum, you can set a budget that works with your lifestyle.
Payment terms vary depending on your situation, but options often range from short-term plans to more extended schedules — sometimes even before or after your treatment date. The right plan should fit your financial capacity and give you peace of mind.
How Better by MTA Supports You Through the Process
Better by MTA is here to help you navigate the financial side of medical tourism with confidence — without pushing loans or products. Our mission is to empower patients with:
- Clear education on what financing means and how it works
- Personalized planning so you understand the full cost of care, including hidden fees
- Support and transparency to help you ask the right questions and avoid surprises
- Budget tools and resources to help you assess readiness and make smart decisions
We don’t sell financing. We guide you through it — so you feel in control, not overwhelmed.
Your Liposuction Journey Starts with Financial Clarity
Choosing Colombia for liposuction offers world-class care at a fraction of the price — but planning how you’ll pay for it is just as important as choosing the right surgeon. Medical travel financing doesn’t have to be confusing or intimidating. With the right support, you can build a treatment plan that fits both your body goals and your budget.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
