Choosing Colombia for hip replacement surgery can be a smart move — especially for patients seeking high-quality orthopedic care at a fraction of the cost compared to many Western countries. However, even when the treatment is more affordable, the overall experience of traveling for surgery brings certain financial hurdles. Flights, accommodations, pre-operative testing, post-operative care, and the surgery itself can add up quickly — and for many, the biggest question is: How do I afford this?
In this guide, we’ll walk you through the key financial considerations of planning a hip replacement abroad, explain what patient financing means in simple terms, and how Better by MTA can help you approach medical travel with clarity and peace of mind.
Why Even “Affordable” Treatment Abroad Can Feel Out of Reach
Colombia has become a popular destination for orthopedic surgery thanks to its skilled surgeons and modern medical facilities. However, even when procedures are offered at a significantly lower cost than in countries like the United States, the total expense is not limited to the hospital bill.
Here’s what typically adds to your medical travel budget:
- Roundtrip flights for you (and possibly a caregiver)
- Accommodation during recovery
- Local transportation and food
- Travel insurance or medical complication coverage
- Time off work and other indirect costs
For many patients, these costs must be paid out-of-pocket, upfront. And while it's cheaper than staying local, the total price can still be several thousand dollars — putting needed care just out of reach.
What Is Patient Financing?
Patient financing refers to flexible payment options that help individuals cover the cost of medical or dental treatment, either in full or in part, by spreading the expense over time. Think of it as a monthly payment plan that allows you to undergo your procedure now, while paying it off gradually.
For international patients, financing can help bridge the gap between available savings and total treatment costs — making it more manageable to afford hip replacement abroad without compromising care or delaying surgery.
Common Questions from Patients Considering Hip Replacement Abroad
Can I finance my treatment abroad?
Yes, financing is often available for international procedures, though many patients don’t realize it. Depending on your home country and financial background, you may qualify for payment plans that support overseas surgeries like hip replacement in Colombia. Better by MTA helps you understand your eligibility and explore the most appropriate pathways without pushing specific financial products.
What if I don’t have insurance?
Many medical travelers turn to international care precisely because they lack insurance coverage or have plans with high deductibles. Not having insurance doesn’t disqualify you from financing; in fact, self-pay patients often use financing as a way to access essential care while maintaining financial flexibility.
Are monthly payment plans available?
Yes, in many cases, monthly payment plans are an option. These plans may allow you to make affordable installments over a set period of time. Better by MTA offers guidance to help you understand how these plans work, what terms to consider, and how to ensure you’re choosing the best solution for your needs.
How Better by MTA Helps You Plan with Confidence
Better by MTA is not a lender, a clinic, or a travel agent — and that’s exactly what makes it a trustworthy partner. As a neutral guide, Better by MTA helps you:
- Understand your total treatment cost (not just the surgery)
- Break down your expected expenses for travel, recovery, and follow-up care
- Learn about payment options in simple, easy-to-understand terms
- Access planning tools and resources to compare your choices
- Make informed decisions based on your personal financial situation
Whether you're traveling for dental work, orthopedic care, or cosmetic procedures, the financial questions are similar — and so is the stress. Better by MTA helps reduce that stress by offering education, not pressure.
Tips for Budgeting Your Hip Replacement in Colombia
- Start with a full cost breakdown. Don’t just look at the price of surgery — account for flights, recovery stay, meals, and transport.
- Set aside an emergency buffer. Unexpected costs (e.g., extended hotel stay or complications) can arise.
- Ask about payment flexibility. Some providers allow deposits, staggered payments, or third-party payment plans.
- Consult Better by MTA. Their resources are designed to help you evaluate all of the above — and more — with clarity.
- Plan ahead. Give yourself time to organize travel documents, pre-op clearances, and financing arrangements. Rushing can add costs and stress.
Access to Care Shouldn’t Be a Financial Burden
Choosing to undergo hip replacement in Colombia is often driven by a desire for better outcomes and lower costs — but affordability isn’t just about price tags. It’s about accessibility, and that means clear information, smart planning, and flexible ways to pay.
With the right support and a clear plan, your path to mobility and quality of life can begin today. Better by MTA is here to walk with you — every step of the way.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
