When it comes to affordability and medical expertise, Poland has emerged as a leading destination for knee replacement surgery. Yet even with its competitive prices, many international patients still face a common challenge: how to pay for surgery abroad without financial strain.
This is where medical travel financing becomes a critical piece of the journey — and where Better by MTA helps patients navigate the process with confidence and clarity.
Why Cost Is Still a Barrier — Even Abroad
While knee replacement surgery in Poland can cost significantly less than in many Western countries, it still represents a major financial commitment. Travel, accommodation, pre-operative evaluations, and recovery-related expenses can quickly add up. Many patients don’t have insurance that covers treatment overseas, and even those who do may be required to pay upfront and seek reimbursement later.
Despite the cost advantages, the total amount must usually be paid before the procedure — a barrier that delays or even prevents treatment for some patients.
What Is Patient Financing?
Patient financing simply means finding ways to pay for your medical or dental treatment over time, rather than all at once. It’s similar to how people pay for a car or home — through structured, predictable payments. Financing can involve personal savings, support from family, or specialized medical financing plans.
This option is particularly important for medical tourists, who often must cover their entire treatment package upfront. That’s where having flexible payment solutions can make international care more accessible.
Common Patient Questions — Answered
Can I finance my treatment abroad?
Yes, many patients are able to finance their treatment abroad, including procedures like knee replacement in Poland. Some explore personal loans or structured payment options, while others work with platforms that help them understand how much to budget and where to find financial flexibility.
What if I don’t have insurance?
It’s common for medical travelers to be uninsured or underinsured for international procedures. The good news is that being uninsured doesn't disqualify you from treatment or planning support. With the right preparation, financing options can still be available to help you move forward safely and confidently.
Are monthly payment plans available?
In many cases, yes. Monthly payment plans may be available depending on your location, credit situation, and provider terms. These plans can reduce the financial burden by spreading costs over several months. Even if a facility doesn’t offer a payment plan directly, Better by MTA helps you explore your options and create a customized roadmap.
How Better by MTA Helps Patients Navigate Their Financial Journey
At Better by MTA, we don’t sell or promote any financial products — and that’s the point. Our role is to guide you through the often-confusing world of medical travel financing, helping you understand:
- What your procedure will cost, from start to finish
- What expenses to expect beyond surgery (travel, lodging, rehab, etc.)
- How to prepare a treatment budget that works for you
- What financing options may be available, based on your country and financial situation
- How to avoid common pitfalls when planning to pay for care abroad
Whether you’re funding your knee replacement with personal savings, exploring a structured payment plan, or combining multiple sources of support, Better by MTA is here to offer clarity — not contracts.
Planning Beyond the Procedure
Financing is just one part of a larger picture. Better by MTA helps patients make fully informed decisions by providing personalized guidance around:
- Pre-travel budgeting
- Currency exchange expectations
- Emergency fund planning
- Post-surgical care and recovery costs
- Transparent pricing breakdowns
Our mission is to empower you with the tools and knowledge you need to take control of your health journey, no matter your financial situation.
Affordable Doesn’t Always Mean Easy
Knee replacement in Poland offers excellent care at an excellent price — but upfront costs can still be a hurdle. With thoughtful planning and the right support, you don’t have to let financial uncertainty stand in your way.
Better by MTA helps you move forward with confidence, providing the education and tools needed to explore medical travel financing on your own terms.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
