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How to Finance Your Heart Bypass Surgery in India

Medical Tourism

For many patients, India offers a blend of world-class cardiac care and significantly lower costs compared to treatment in their home country. But even though heart bypass surgery in India is more affordable, the upfront costs can still be a barrier for many. That’s where patient financing and supportive planning come in — and Better by MTA is here to help guide you through it.

Understanding the Cost and Challenge

Heart bypass surgery, or coronary artery bypass grafting (CABG), is a major procedure that restores proper blood flow to the heart. It can be life-saving — but it also comes with considerable costs, even in countries known for affordable healthcare like India.

These expenses often include:

  • Surgeon and hospital fees
  • Pre-surgical tests
  • Hospital stay and ICU care
  • Travel and accommodation
  • Post-operative medications and follow-ups

Patients are often surprised to learn that even international treatment “deals” require full or partial payment upfront — and most health insurance plans don't cover procedures performed abroad. This leaves patients wondering:

Can I Finance My Treatment Abroad?

Yes, you can. Patient financing is a solution that allows you to break down large medical expenses into manageable monthly payments. Rather than paying the full amount all at once, you can spread costs over time — giving you flexibility and peace of mind.

Medical travel financing typically covers:

  • Surgical procedures like heart bypass
  • Pre- and post-op care
  • Travel expenses
  • Dental and elective surgeries, too

But navigating your financing options, especially across borders, can be overwhelming — and that’s exactly why Better by MTA exists.

What Is Patient Financing in Simple Terms?

Patient financing is like a loan or installment plan that helps cover the cost of your treatment. You borrow the money upfront, get the procedure done, and pay it back over time. The goal is to make life-changing treatments accessible when you need them — not just when you can afford them in full.

Some key features of patient financing:

  • Fixed monthly payment plans
  • Custom terms based on your budget
  • Often available with or without credit checks
  • Can sometimes include travel and accommodation

What If I Don’t Have Insurance?

Many patients who travel for care don’t have adequate insurance — and some don’t have any at all. That’s okay. One of the reasons people choose medical tourism is because out-of-pocket costs in places like India are much lower than in Western countries.

Even without insurance, financing is still an option. Better by MTA helps you:

  • Understand your total expected costs
  • Create a realistic budget
  • Explore financing plans that match your income
  • Stay on top of your financial responsibilities after surgery

Are Monthly Payment Plans Available?

Absolutely. Monthly payment plans are the heart of most patient financing options. Instead of delaying or skipping treatment due to cost, you can move forward with your heart bypass surgery and pay over time.

Payment plans can be:

  • Short-term (3–12 months): Ideal if you just need help covering a portion of the cost.
  • Long-term (12–60 months): Best for larger treatments like bypass surgery that require more financial support.

Better by MTA doesn’t offer loans or financing itself — and that’s important. We don’t push products. Instead, we provide personalized support, education, and clarity so you can choose the best path forward.

How Better by MTA Supports You

Navigating heart surgery is stressful enough without adding financial confusion to the mix. Better by MTA is here to walk with you every step of the way, helping you:

  • Understand medical travel financing and what it covers
  • Compare your payment options and set realistic expectations
  • Plan your full treatment budget including travel and recovery
  • Access trusted resources to help you move forward with confidence

We don’t earn commissions or promote specific financial companies. Our mission is to empower you with honest guidance so that money never stands between you and your health.

You’re Not Alone

A heart bypass surgery is a major decision — emotionally, physically, and financially. If you’ve chosen India for its advanced care and affordability, you’re already one step closer to better health. And with the right support and planning, the financial side doesn’t have to hold you back.

Better by MTA is your companion in this journey — not to sell, but to serve. We’re here to answer your questions, help you build your budget, and make sure your path to better health feels secure every step of the way.

Looking for Medical Care Abroad but Worried About Costs? 
Let Better by MTA help you explore flexible payment options for your procedure. 
Request your free,personalized quote now and take the first step toward affordable medical travel.

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