For many people considering surgery abroad, India is a top destination for high-quality, affordable medical care—including knee replacements. Yet even with competitive pricing, covering the cost of surgery upfront can be a challenge. If you’re exploring how to pay for surgery abroad, this guide is for you.
Why Financing Is Still Needed—Even When Surgery Is Affordable
India’s healthcare system offers significant savings compared to countries like the U.S. or UK. However, a full knee replacement still involves costs for:
- Surgical fees
- Anesthesia
- Hospital stay
- Implants and devices
- Pre- and post-operative care
- Travel and accommodation
Even a “budget-friendly” price tag becomes a barrier when payment is required upfront and insurance doesn’t apply. This is where medical travel financing becomes important.
What Is Patient Financing?
In simple terms, patient financing refers to any solution that allows you to spread out the cost of medical care over time—rather than paying everything all at once. This could include:
- Personal savings combined with monthly payments
- Payment plans for out-of-pocket medical expenses
- Support from third-party platforms that offer structured budgeting help
It’s not about taking on unnecessary debt—it’s about managing the costs of healthcare in a sustainable, planned way.
Can I Finance My Treatment Abroad?
Yes, you can. More patients are exploring financing options for dental work overseas, orthopedic surgeries, and other treatments abroad. While it’s less common for hospitals in India to offer formal payment plans to international patients, there are still ways to manage costs effectively—especially with the right guidance.
Better by MTA helps you understand how to create a personalized financial plan for your medical journey. While we don’t sell financial products, we help you:
- Understand your likely total costs
- Assess what portion you can afford upfront
- Explore payment strategies tailored to your financial situation
- Learn how others have managed similar expenses
- Gain clarity about what’s realistic—and what’s not
What If I Don’t Have Insurance?
Many patients traveling abroad don’t have insurance that covers international procedures—or their policies exclude elective treatments like knee replacement. That’s okay.
You’re not alone, and you still have options.
Better by MTA helps you understand what to expect in a self-pay medical travel scenario, including:
- Creating a realistic medical budget
- Comparing hospital quotes and inclusions
- Planning for additional costs like flights, hotels, and meals
- Exploring payment strategies (monthly savings, family assistance, financing)
Are Monthly Payment Plans Available?
Some international financing programs do offer monthly payment plans for overseas medical care, but eligibility can vary based on your credit history, country of residence, and type of treatment.
Rather than push you toward a product or lender, Better by MTA helps you understand:
- What monthly payments could look like based on average procedure costs
- How to evaluate whether a payment plan makes sense for you
- What red flags to watch out for when considering financial offers
Remember, the goal is to get the care you need without creating financial stress later.
How Better by MTA Supports You—Without Selling Financial Products
Better by MTA is your neutral, trustworthy partner throughout your medical travel journey. We don’t promote specific hospitals, doctors, or lenders. Instead, we help you:
- Map out your full treatment and travel costs
- Learn how other patients financed their care
- Ask the right questions when getting quotes
- Gain confidence about your decision—whether you pay upfront, save over time, or consider a payment plan
It’s about clarity, education, and control—not pressure.
Planning Ahead Is Empowering
Financing your knee replacement in India doesn’t have to be overwhelming. With the right support, knowledge, and planning, you can access world-class care without derailing your finances.
Whether you’re ready to travel now or just exploring your options, Better by MTA is here to walk with you—providing guidance every step of the way.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for yourprocedure.
Request your free,personalized quote now and take the first step toward affordable medicaltravel.
