Knee replacement surgery is a life-changing procedure for many patients living with chronic joint pain. While Poland offers world-class orthopedic care at prices significantly lower than in the US, UK, or Western Europe, the question remains: How do you actually pay for it? Especially if you’re traveling abroad and facing the full cost upfront.
Let’s break it down in simple terms and explore how Better by MTA can guide you with confidence — without selling or pushing financial products.
Why Do You Need Financing for Medical Travel?
Even when treatment abroad is more affordable, paying the full amount upfront can still be a major hurdle. Knee replacement surgery in Poland may cost a fraction of what it would in your home country, but the expense is rarely pocket change. Add flights, accommodation, and recovery costs, and the total can be difficult to manage all at once.
That’s where medical travel financing comes in. It refers to any form of structured payment support — such as personal budgeting, installment plans, or third-party financing — that helps patients manage the costs of care abroad over time, rather than in one lump sum.
Can I Finance My Treatment Abroad?
Yes — many patients do find ways to finance their treatment overseas, even without traditional insurance or large savings. But the path can feel confusing, especially when you're dealing with an unfamiliar country, foreign currency, or language barriers.
That’s why Better by MTA exists — to simplify the process. Rather than acting as a lender, Better by MTA is a neutral, educational resource that helps you:
- Understand your options
- Estimate your full treatment budget (including hidden costs)
- Learn what financing or payment plan structures may be available
- Feel confident before making any financial commitment
What If I Don’t Have Insurance?
You’re not alone. Many people who travel abroad for knee replacement surgery do so because their insurance doesn’t cover the procedure, or they face long waitlists and high co-pays at home.
Financing is still possible, even without insurance coverage. Better by MTA can help you:
- Review realistic cost estimates
- Explore flexible payment strategies
- Plan your treatment timeline to reduce financial pressure
- Avoid surprise expenses during or after your trip
The key is planning early and having clarity before committing.
Are Monthly Payment Plans Available?
Depending on your location and financial situation, monthly payment plans may be an option — either through local resources, personal financing tools, or institutions in your home country. These aren’t always advertised on clinic websites, which is why it helps to work with a guide like Better by MTA to understand what’s possible.
While Better by MTA doesn’t offer loans or financial products, it provides:
- Educational materials to help you compare options
- Personalized guidance to prepare your budget
- Checklists and tools for understanding financing structures
- A clear view of your rights and responsibilities as a medical traveler
What Costs Should I Expect Beyond Surgery?
When budgeting for knee replacement in Poland, remember to include:
- Pre-surgical diagnostics and lab work
- Post-surgical rehabilitation or physiotherapy
- Travel expenses (flights, transfers, etc.)
- Accommodation for both you and any companion
- Follow-up appointments or extended stay requirements
Better by MTA helps you see the full picture — not just the price tag for the procedure.
How Better by MTA Supports You
Better by MTA isn’t a bank, lender, or clinic. It’s a support platform built for patients, guiding you through the decision-making process with clarity and care.
You’ll get:
- Honest, non-promotional information
- Tools to estimate and plan your costs
- Support in understanding your financing rights
- Insights into payment options available abroad
- Peace of mind in knowing you’re not going it alone
Knee replacement surgery in Poland offers high-quality care at lower prices — but affordability doesn’t always mean accessibility. If you're struggling with how to pay for surgery abroad, know that financing options exist, even for dental work overseas or uninsured procedures like orthopedics.
With Better by MTA, you gain a trusted guide in your corner — someone to help you understand your medical travel financing options, prepare your budget, and approach your treatment journey with confidence.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for yourprocedure.
Request your free,personalized quote now and take the first step toward affordable medicaltravel.
