Orthopedic surgery in India is a top choice for many international patients due to its affordability and high-quality care. But even with lower prices than in many Western countries, paying upfront for surgery, travel, accommodation, and recovery can still be a financial challenge. If you’re wondering how to pay for surgery abroad, you’re not alone—and you’re not without options.
This guide walks you through the basics of medical travel financing, what to expect in terms of costs, and how Better by MTA supports patients in planning, budgeting, and making confident financial decisions—without selling or promoting any financial products.
Understanding Patient Financing: What Is It?
Patient financing simply refers to the process of spreading out your medical costs into manageable payments, rather than paying the full amount upfront. Just like paying for a car or education in installments, financing allows you to proceed with necessary healthcare—even if you don’t have all the cash on hand.
It’s especially helpful for people who:
- Don’t have health insurance
- Are underinsured
- Want treatments not covered by their policy
- Are traveling abroad for elective or major procedures like knee replacement or spinal surgery
While India offers some of the most affordable orthopedic procedures globally, costs can still add up quickly once you factor in:
- Pre-operative tests
- Surgical fees
- Hospital stay
- Medications
- Physiotherapy
- Travel and lodging
This is where planning and medical travel financing becomes essential.
Can I Finance My Treatment Abroad?
Yes, in many cases, you can. Patients from around the world explore financing options for surgery overseas through a variety of means. These might include personal savings, medical loans, or monthly payment plans—depending on your eligibility, home country, and financial situation.
But more than just asking whether you can finance your orthopedic surgery, it’s about understanding how to approach it safely and responsibly.
This is where Better by MTA plays a key role.
How Better by MTA Helps You Navigate the Process
Better by MTA isn’t a lender, and it doesn’t promote financial products. Instead, it acts as a neutral, supportive guide, helping you:
- Understand your total expected costs upfront
- Identify whether financing is necessary for your situation
- Explore budgeting strategies to reduce financial stress
- Learn about available monthly payment options that may apply
- Avoid surprise bills through transparent cost planning
By breaking down complex financial decisions into manageable steps, Better by MTA empowers you to focus on your health—not your bank account.
What If I Don’t Have Insurance?
Many patients considering orthopedic surgery abroad do not have health insurance—or find their current plan won’t cover international treatment. That’s okay.
Financing becomes even more valuable in these cases. Whether you’re funding the procedure independently or combining partial savings with monthly installment plans, having a clear view of your options is crucial.
Better by MTA supports uninsured patients by:
- Educating them about international medical pricing
- Helping them plan realistic treatment budgets
- Offering insights on where and how to save without compromising care quality
Are Monthly Payment Plans Available?
Depending on your country of residence, income, and credit profile, monthly payment plans may be an option. These can:
- Reduce the burden of a large, upfront expense
- Allow for quicker scheduling of treatment
- Provide breathing room for post-operative expenses like rehabilitation
While Better by MTA does not provide payment plans directly, it helps patients explore the possibility of using such options through appropriate channels while safeguarding them from misinformation or predatory terms.
Why Even Affordable Surgery Still Needs Planning
It’s true that orthopedic surgery in India is significantly less expensive than in the U.S., Canada, or parts of Europe. However, even with savings of 50-70%, the total amount can still reach thousands of dollars.
Patients often underestimate costs such as:
- Travel expenses (flights, visas)
- Hotel stays for companions
- Meals, transport, and daily living needs
- Post-op physical therapy
Without proper planning, even an affordable procedure can lead to financial strain. Better by MTA helps you see the full picture early on, so there are no surprises later.
What Makes Better by MTA Different?
Better by MTA is not here to sell you something. It’s here to help you think clearly about:
- Whether financing is right for you
- How to create a realistic budget
- What questions to ask your provider
- How to align treatment timelines with your financial readiness
By providing personalized, unbiased support, Better by MTA ensures that you are informed, empowered, and financially prepared—no matter your situation.
Getting orthopedic surgery abroad can transform your mobility, reduce pain, and improve your quality of life. But before booking a flight or scheduling an operation, make sure your finances are as prepared as you are.
With support from Better by MTA, you can explore medical travel financing, understand how to pay for surgery abroad, and approach the process with confidence—no guesswork, no sales pressure, just smart, supportive planning.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for yourprocedure.
Request your free,personalized quote now and take the first step toward affordable medicaltravel.
