Orthopedic surgery in Turkey is an increasingly popular choice for international patients seeking high-quality care at competitive prices. From joint replacements to spinal procedures, Turkey offers advanced medical expertise, modern hospitals, and considerable cost savings. But even with lower prices, many patients find themselves asking: How do I actually pay for surgery abroad?
This is where understanding medical travel financing becomes essential. Below, we explore why upfront costs are often a barrier, how patient financing works, and how Better by MTA helps individuals plan for their care with confidence.
Why Orthopedic Surgery Abroad Still Comes with Financial Hurdles
Even though orthopedic procedures in Turkey can be 50–70% less expensive than in some Western countries, they still involve upfront costs. These may include:
- Surgeon and hospital fees
- Flights and accommodations
- Pre- and post-operative care
- Travel insurance and visa expenses
These costs, often due weeks or even months before treatment, can make it difficult for many patients to proceed — even when the overall savings are substantial. And while traditional insurance often doesn’t cover overseas care, many are left wondering what options exist to bridge the financial gap.
What Is Patient Financing?
Patient financing refers to flexible payment options that allow individuals to spread the cost of their medical or dental treatment over time. Instead of paying the entire amount at once, patients can break the expense into manageable monthly installments — sometimes before, during, or after care.
This type of financial planning can make orthopedic surgery abroad more accessible, especially for patients who:
- Lack international health insurance coverage
- Cannot afford a lump-sum payment upfront
- Need time to manage their budget
Can I Finance My Treatment Abroad?
Yes — in many cases, financing your treatment abroad is possible, but the process isn’t always straightforward. Not all patients know where to begin or what questions to ask. Additionally, not every provider is transparent about payment timelines, currency exchange fees, or what’s included in a package.
This is where Better by MTA comes in.
How Better by MTA Helps You Navigate Medical Travel Financing
Better by MTA isn’t a bank or lender. It’s your neutral, supportive guide to understanding your financing options and preparing for surgery abroad — without any pressure to buy financial products.
Here’s how Better by MTA can support your orthopedic medical journey:
1. Clear Budget Planning
Better by MTA helps you understand the total expected cost of treatment — not just the surgical fee. This includes travel, recovery time, medications, and other hidden expenses you might overlook.
2. Education on Payment Timelines
Learn when payments are due, what the refund policies are, and how different clinics manage deposits. Having clarity about this upfront reduces financial surprises.
3. Understanding Monthly Payment Options
Better by MTA walks you through whether monthly payment plans are available and what type of financial documentation you might need to qualify — all without pushing any specific provider.
4. Personalized Support
Every patient’s situation is unique. Whether you’re paying with savings, looking into third-party financing, or combining multiple funding sources, Better by MTA offers a step-by-step approach tailored to your needs.
5. Peace of Mind
Financial stress should never stand between you and your health. Better by MTA’s guidance gives you peace of mind that you’re making informed, well-planned decisions — not rushed ones.
What If I Don’t Have Insurance?
This is a common concern. Many people considering surgery overseas are either underinsured or uninsured for international care. Fortunately, you don’t need insurance to access care in Turkey, but you do need a solid financial plan.
Through Better by MTA, you can:
- Explore self-pay strategies
- Learn about payment timelines and what to expect
- Assess what types of treatments can be prioritized or delayed
- Get help calculating total costs in your local currency
Is It Really Worth It?
When done right, traveling to Turkey for orthopedic surgery can offer excellent value. Patients save money, receive high-quality care, and enjoy short wait times. But financial preparation is key to making the experience smooth and stress-free.
By using the resources provided by Better by MTA, you’re not just choosing a destination — you’re creating a treatment plan backed by smart budgeting, transparent advice, and confidence in your decision-making.
Orthopedic surgery in Turkey may cost less than at home, but it’s still a big financial commitment. Whether you’re paying out of pocket, using monthly installments, or trying to understand if financing is even an option, having the right support makes all the difference.
Better by MTA empowers patients with education, clarity, and step-by-step guidance — without promoting or selling financial products. So if you're wondering how to pay for surgery abroad, you’re not alone — and you don’t have to figure it out alone either.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
