For many patients, the idea of traveling abroad for orthopedic surgery—such as joint replacements, spine procedures, or arthroscopy—can be both a physical and financial journey. Turkey has become a popular destination for high-quality orthopedic care at a fraction of the cost compared to many Western countries. However, even with the cost savings, one challenge remains: how to pay for surgery abroad.
Understanding the Financial Reality of Medical Travel
The cost of orthopedic surgery in Turkey is often significantly lower than in the U.S., U.K., or parts of Europe. But when you factor in flights, accommodations, pre-operative tests, post-operative recovery, and upfront hospital payments, it becomes clear that even “affordable” care abroad still requires financial preparation.
Many patients are surprised to discover that insurance often doesn’t cover treatment overseas, and if it does, coverage may be partial or reimbursement-based. For uninsured patients or those paying out-of-pocket, these costs can seem overwhelming—especially when treatment is urgent and waiting isn’t an option.
What Is Patient Financing?
Patient financing is a tool that allows individuals to spread the cost of medical or dental care into manageable monthly payments—instead of paying everything upfront. This can include financing for procedures like hip or knee replacements, ligament reconstruction, or spinal fusion surgeries abroad.
Importantly, financing isn’t just about borrowing money. It’s about planning ahead and understanding your options so you can make informed decisions about your health and finances.
Common Questions About Medical Travel Financing
Can I finance my orthopedic surgery abroad?
Yes. Many patients can qualify for medical travel financing depending on their credit and circumstances. This financing can help cover not only the treatment itself but also travel-related costs such as airfare, accommodations, and aftercare.
What if I don’t have insurance?
Even if you don’t have insurance—or your insurance doesn’t cover international care—financing options may still be available. Medical tourism financing helps bridge that gap and allows patients to move forward with necessary surgery without delays due to cost.
Are monthly payment plans available?
Absolutely. That’s the core purpose of patient financing. Rather than paying the full amount at once, patients can often budget their treatment over several months or years, depending on the plan and the amount needed.
How Better by MTA Helps Patients Navigate Financing
Better by MTA isn’t a lender or financial institution. It’s a neutral guide and support platform for patients seeking medical or dental care abroad. Here’s how it helps:
- Education Without Pressure: Patients are empowered with transparent, easy-to-understand information about how to approach medical travel financing—no sales pitch, no pressure.
- Personalized Budget Planning: Better by MTA helps patients estimate total costs, including hidden ones that are often overlooked—ensuring you won’t face surprise expenses mid-treatment.
- Confidence in Decision-Making: Through supportive tools and expert-backed advice, patients can explore their financial options with clarity—whether they’re considering financing, savings, or other arrangements.
- Emphasis on Informed Choices: The goal is to help you make the right decision for your health, lifestyle, and finances, not to steer you toward a specific product or provider.
Why Financing Orthopedic Surgery in Turkey Makes Sense
Turkey’s medical infrastructure, skilled surgeons, and cost-effectiveness make it an attractive option for orthopedic procedures. And with the right financing support, patients no longer need to delay or forgo treatment due to financial barriers.
Whether you're struggling with chronic joint pain or need urgent orthopedic intervention, financing can open the door to treatment that’s both world-class and within reach—without draining your savings.
Don’t Let Cost Delay Your Recovery
Better by MTA understands that medical travel is more than a plane ticket and procedure—it’s a life decision. That’s why their role is to provide you with the tools, education, and support you need to move forward with confidence.
If you’re exploring financing options for orthopedic surgery in Turkey, know that help is available—not just in securing funding, but in making smart, informed, and stress-free decisions about your care.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.