Undergoing weight loss surgery can be life-changing — but for many patients, the biggest hurdle isn’t the procedure itself, it’s figuring out how to afford it. While Brazil is known for offering high-quality bariatric procedures at a fraction of the cost found in countries like the U.S. or Canada, the reality is that even “affordable” medical tourism still comes with upfront expenses that can overwhelm a patient’s budget.
This is where smart medical travel financing becomes essential — and where Better by MTA steps in as your neutral, supportive guide.
Understanding the Financial Challenge
Many patients explore weight loss surgery abroad to bypass long waitlists or high domestic prices. Brazil has emerged as a sought-after destination for bariatric procedures, offering modern facilities, skilled surgeons, and competitive pricing. But despite the cost savings, the out-of-pocket burden can still be significant when you consider not only the surgery itself, but also airfare, accommodation, recovery support, and other logistics.
Unfortunately, insurance often doesn’t cover medical treatments performed overseas. And even for those with coverage, bariatric surgery may be excluded or tied up in approval delays. As a result, patients are left asking:
- Can I finance my treatment abroad?
- What if I don’t have insurance?
- Are monthly payment plans available for international procedures?
The good news is: yes, financing options do exist — and understanding how to use them wisely is the first step toward making your medical journey to Brazil possible.
What Is Patient Financing?
In simple terms, patient financing allows you to break up the cost of your treatment into manageable payments over time. Instead of paying the entire cost upfront, you can spread it out in monthly installments — making life-changing care more accessible.
This is particularly useful for elective procedures like bariatric surgery, where upfront costs can be several thousand dollars even in lower-cost countries like Brazil. Patient financing helps bridge the gap between your health needs and your current financial situation, giving you flexibility without having to delay care.
Why Medical Travel Still Needs a Financial Plan
Even though weight loss surgery in Brazil can be significantly more affordable than at home, it’s still a major expense when paid all at once. Beyond the surgical fee, medical travelers also need to budget for:
- Preoperative labs and evaluations
- Flights and transportation
- Lodging before and after surgery
- Post-operative care or support
- Emergency funds for unexpected costs
With these added expenses, it's easy for the total cost to rise beyond what most patients can comfortably afford out-of-pocket. That’s why having a structured financing plan is so important — it helps you avoid financial strain, make informed decisions, and stay focused on your recovery.
How Better by MTA Helps You Navigate Financing
Better by MTA isn’t a bank or a lender. Instead, it serves as a neutral partner and guide, helping patients understand the medical travel financing process and plan with clarity.
Here's how Better by MTA supports you:
- Clarity on costs: Know exactly what to expect financially, so there are no surprises.
- Budget planning tools: Build a full picture of your treatment journey, from surgery to flights and follow-ups.
- Education on payment strategies: Learn the difference between savings, credit-based financing, and hybrid payment plans.
- Support without sales pressure: Better by MTA doesn’t sell or push financial products — it’s about empowering you with knowledge.
- Step-by-step guidance: Whether you're just starting to research or preparing to fly, you’ll have support every step of the way.
This kind of personalized, pressure-free support can make all the difference for patients trying to plan weight loss surgery abroad without getting overwhelmed by the financial side of things.
Common Patient Questions — Answered
Can I finance my treatment abroad?
Yes, many patients use financing to pay for their international care. Better by MTA can help you understand how financing works, what to watch for, and how to avoid pitfalls.
What if I don’t have insurance?
You're not alone. Many people pursue medical tourism because insurance won’t cover the care they need. Financing and structured payment plans are designed to assist patients in this very situation.
Are monthly payment plans available?
Yes, and they can vary depending on your financial profile and the payment model you choose. Better by MTA provides insights into how to assess and compare your options — without promoting any specific lenders.
Making Empowered, Informed Choices
Choosing to undergo bariatric surgery is a major step toward reclaiming your health. But navigating the financial side of medical travel can feel daunting without the right guidance.
Better by MTA is here to make that process simpler, clearer, and more manageable — so you can focus on what truly matters: your health, your goals, and your future.
Whether you’re just starting to explore weight loss surgery in Brazil or you’re actively comparing financing options, take the time to understand your budget, ask the right questions, and plan ahead. With the right tools and support, your path to better health abroad is more possible than you think.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
