Choosing Costa Rica for dental treatment is a smart move for many international patients. Known for high-quality care at lower costs, the country attracts thousands of people seeking everything from dental implants to full-mouth restorations. However, even though these procedures may be more affordable than in the U.S. or Europe, the upfront costs can still feel overwhelming—especially when factoring in travel and accommodation.
That’s where medical travel financing becomes essential.
What Is Medical Travel Financing?
In simple terms, medical travel financing is the process of organizing how you’ll pay for treatment received abroad. This includes covering the cost of the procedure itself, as well as related expenses like flights, hotel stays, local transport, and post-treatment care. Unlike emergency care at home, medical tourism is often elective, meaning you usually have to prepay or show proof of payment before treatment begins.
Even if the total cost is lower than domestic options, it often has to be paid in full upfront, which can be a major barrier for many patients.
Can I Finance My Dental Work Abroad?
Yes, financing your dental treatment abroad is absolutely possible, and many patients do it. Whether you’re getting a single crown or a full set of veneers, there are ways to break down the expense into manageable parts. This can involve using personal savings, accessing credit, or opting for financing plans when available.
What matters most is having a clear plan that fits your financial situation. That’s where Better by MTA steps in—not as a lender, but as your trusted resource for understanding your financing options and helping you navigate your journey with clarity and confidence.
What If I Don’t Have Insurance?
Most medical tourism patients pay out-of-pocket for their procedures, especially dental work, which is often excluded or minimally covered by insurance policies—even in their home countries. If you don’t have insurance, or if your policy doesn’t cover dental treatments abroad, it’s even more important to have a budget plan in place.
Better by MTA can help you evaluate your costs, understand the total scope of your financial needs, and prepare accordingly. You’ll get a better sense of whether you can afford to move forward or need to explore alternative ways to manage expenses.
Are Monthly Payment Plans Available?
Monthly payment plans can sometimes be available, depending on the provider or arrangements you make beforehand. Some patients may be eligible to use financing structures from their home country to spread payments out over time.
However, not all dental providers in Costa Rica offer installment plans directly. This is where being informed matters. Better by MTA provides guidance to help you:
- Understand all of your payment options
- Calculate how much you’ll need before, during, and after your treatment
- Create a step-by-step plan that aligns with your budget and timeline
We don’t sell financial products. We empower you with information.
Why Upfront Costs Are Still a Hurdle (Even If It’s Affordable)
Here’s a common situation: A patient finds that dental implants in Costa Rica cost 50–70% less than in their home country. It sounds perfect—until they realize the $7,000 total still needs to be paid before the procedure. For many people, that kind of cash isn’t sitting in a bank account ready to use.
Medical travel also includes added expenses like:
- Round-trip flights
- Hotel stays before and after treatment
- Local transportation
- Time off work
- Emergency funds for unexpected needs
Planning ahead financially allows you to handle these costs without unnecessary stress or risk of running out of funds mid-treatment.
How Better by MTA Supports Patients Without Selling Financial Products
Better by MTA is not a bank or lender. We’re a neutral, trusted resource that helps you:
- Explore the realities of medical travel financing
- Understand the full cost of dental work in Costa Rica (including hidden or indirect costs)
- Build a personalized budget plan tailored to your financial comfort
- Get guidance on next steps—whether you need to delay your procedure, save more, or explore third-party financing independently
We offer clarity, not contracts.
Finance With Confidence, Not Confusion
Dental tourism in Costa Rica offers exceptional value—but only if you’re financially prepared. Whether you’re traveling for cosmetic dentistry, implants, or reconstructive work, the key is knowing how to pay for surgery abroad and feeling in control of your finances every step of the way.
Better by MTA is here to help you plan wisely, avoid surprises, and focus on healing—not worrying about money.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
