When it comes to cosmetic surgery, Brazil has long been a global hotspot — blending world-renowned medical expertise with affordability. But even with lower prices compared to many Western countries, one crucial question still arises: how do you pay for surgery abroad when it’s not covered by insurance or you don’t have the funds upfront?
Let’s break it down.
Why Financing Matters — Even for “Affordable” Procedures
Many patients assume that just because surgery abroad is cheaper, it will be easy to pay out-of-pocket. But travel, accommodation, and the procedure itself can add up quickly. Whether you’re considering liposuction, breast augmentation, rhinoplasty, or a tummy tuck in Brazil, the costs can still represent a financial hurdle — especially if they’re due all at once.
That’s where medical travel financing comes in.
What Is Medical Travel Financing?
Medical travel financing simply means spreading out the cost of your medical or dental treatment abroad over time — often through monthly payments. It allows you to avoid the burden of paying everything upfront and instead budget realistically while accessing the care you need.
Financing isn’t limited to just the surgery itself. Many plans can also cover:
- Flights and lodging
- Pre-op tests and post-op care
- Transportation and local support services
It’s a flexible way to make international care accessible, even for those without large savings.
Can I Finance My Treatment Abroad?
Yes — but understanding how is key.
Patients often ask:
“Can I finance my cosmetic surgery in Brazil if I don’t live there?”
“What if I have no insurance or it won’t cover cosmetic procedures?”
“Are payment plans really available for international care?”
The answer to all of these is: Yes, with the right planning.
While not every provider or country offers the same structures, there are ways to secure financing, and you don’t need insurance to get started. In fact, most patients traveling for cosmetic surgery abroad are paying out-of-pocket — which makes financing even more important.
The Upfront Cost Problem — And How Financing Helps
Even when the total cost of surgery in Brazil is far lower than at home, most clinics require payment in full before treatment. That leaves many patients stuck — they can’t access the care until they’ve saved enough or secured the funds.
Better by MTA helps you overcome this challenge.
How Better by MTA Supports You Without Selling Financial Products
Better by MTA is not a bank or lender — and we don’t push financial products. Instead, we act as a neutral, educational resource for medical travelers. Think of us as your guide and advocate throughout the process of planning and financing your trip.
Here’s how we help:
- Education: We explain how medical travel financing works in clear, simple terms
- Planning Tools: We help you outline your total budget — including hidden costs like visas, recovery lodging, or consultations
- Support: Our team walks you through options that suit your needs, income, and timeline — no pressure, no sales pitch
- Confidence: We help you move forward with clarity, not confusion
We know that financial uncertainty is one of the top barriers to care. Our mission is to remove that barrier by giving you the tools and understanding to move forward with confidence.
What If I Don’t Have Insurance?
You’re not alone. Cosmetic procedures are rarely covered by insurance, especially when performed abroad. Fortunately, medical travel financing doesn’t require insurance coverage — it’s designed for patients just like you, who are paying privately.
We’ll help you explore how to:
- Access financing options tailored to self-pay patients
- Structure payment plans that work with your income
- Set a timeline that fits your financial goals
Are Monthly Payment Plans Available?
Yes — many financing options offer monthly installment plans. These allow you to divide your costs over 6, 12, or even 24 months. This is particularly helpful for high-demand procedures like:
- Breast lifts or reductions
- Liposculpture
- Facelifts or eyelid surgery
- Body contouring post-weight loss
We’ll help you compare the pros and cons of different payment models — and ensure you understand the terms before committing.
Empowering Your Journey, Not Selling It
Cosmetic surgery abroad can be life-changing — but navigating the finances can be daunting. Whether you’re considering a full mommy makeover in São Paulo or a rhinoplasty in Rio, you deserve to focus on your recovery and results, not just your receipts.
Better by MTA exists to make sure you have a clear, confident, and supported path to financing your care — without being sold to, steered, or rushed.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
