Weight loss surgery in India continues to attract global patients for its affordability, skilled surgeons, and world-class hospital infrastructure. While it often costs significantly less than in Western countries, one challenge remains for many patients: paying for the procedure upfront.
Even when the treatment itself is considered “low-cost,” international travel, accommodation, pre- and post-op care, and the procedure itself can add up to several thousand dollars. Many patients ask, “Can I finance my treatment abroad?” or “What if I don’t have insurance?” This article answers those questions and more, offering practical insights for patients exploring medical travel financing — and how Better by MTA can be your trusted guide in this process.
Why Affordability Still Comes with Costs
India offers some of the most competitive prices for bariatric surgery globally, often at a fraction of the cost charged in the U.S., UK, or Australia. However, even “affordable” can feel out of reach when you’re expected to pay the full amount before traveling.
That’s where medical travel financing becomes essential. Whether you’re considering gastric bypass, sleeve gastrectomy, or another procedure, planning how to pay for surgery abroad is as important as choosing the right hospital.
What Is Patient Financing?
Patient financing refers to structured financial arrangements—such as loans, installment plans, or deferred payment options—that help individuals afford medical or dental treatment. Unlike traditional loans, patient financing is designed specifically for healthcare costs and may offer features like low interest, short approval times, or even no upfront payments in some models.
In the context of international healthcare, it allows medical travelers to:
- Access care quickly, without waiting to save the full amount
- Spread payments over time, often through monthly plans
- Relieve the stress of out-of-pocket lump sum payments
But most medical travelers aren’t sure where to begin. That’s where Better by MTA comes in.
Why Medical Travelers Face Financial Barriers
Even with lower costs in India, patients from abroad often face:
- Limited access to personal loans for medical travel
- Lack of insurance coverage for overseas procedures
- Unexpected expenses like flight changes, hotel stays, or aftercare costs
- Currency conversion or international transfer fees
In some cases, insurance companies do not cover elective or bariatric surgery performed abroad, especially if it's not deemed medically necessary in your home country. This leaves patients needing to fund their care entirely on their own.
Can I Finance My Weight Loss Surgery Abroad?
Yes, financing options do exist — but understanding them is key.
Depending on your location, you may be eligible for personal loans, health-focused credit plans, or even government-backed schemes that support cross-border care. However, not all of them are designed for overseas procedures, and approval processes can be unclear or slow.
Better by MTA doesn’t sell financial products. Instead, we guide patients through the process, explaining what’s available, what to look for, and how to build a realistic budget based on your treatment and travel plans.
What If I Don’t Have Insurance?
Not having insurance doesn’t disqualify you from traveling for care—it simply means you need a solid payment plan. This is where personal budgeting and financial clarity matter most.
Better by MTA supports patients by helping them:
- Estimate full costs (including travel, consultation, post-op recovery)
- Explore financing options that suit their home country regulations
- Avoid common financial pitfalls like hidden charges or last-minute fees
- Build timelines that align with payment ability and medical necessity
Are Monthly Payment Plans Available?
In some cases, yes—monthly payment plans are available through lenders in the patient’s home country or specific international financing providers. However, these plans often require credit checks, proof of income, and prior coordination with the treating facility abroad.
While Better by MTA doesn’t offer direct financing, we help you:
- Understand if monthly payments are an option for your profile
- Identify trustworthy avenues (without promoting specific companies)
- Create a plan that aligns your payment ability with your care timeline
Better by MTA: Your Financial Navigation Partner
Unlike brokers or financial institutions, Better by MTA is not trying to sell you a product. Instead, we provide:
- Education on medical travel financing and real costs
- Personalized planning support to help you prepare and prioritize
- Budgeting clarity so you can compare costs between providers
- Peace of mind, knowing you’ve considered your financial health alongside your physical health
Think of us as your advocate — guiding you through financial prep, one step at a time.
Plan Smart, Travel Confidently
Weight loss surgery in India can be life-changing — but only if it’s financially feasible. By understanding the basics of medical travel financing and working with a partner like Better by MTA, you can take control of your care journey with confidence and transparency.
Whether you're just starting to research options or you're ready to book your trip, don’t let financial uncertainty hold you back. With the right planning, your health goals — and your payment strategy — can align beautifully.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
