Traveling abroad for cosmetic surgery is increasingly popular — and Colombia stands out as a leading destination thanks to its skilled surgeons and competitive pricing. But even with lower costs than in the U.S. or Europe, many patients still struggle with how to pay for surgery abroad. This guide breaks down what you need to know about budgeting and financing your procedure — and how Better by MTA can help you plan confidently without pressure or confusion.
Understanding the Costs of Cosmetic Surgery Abroad
While Colombia offers some of the most affordable and high-quality cosmetic procedures in the world, international treatment still requires upfront costs that catch many patients off guard. Beyond the price of the surgery itself, you need to consider:
- Airfare and travel expenses
- Hotel accommodation
- Pre-op tests and medical evaluations
- Post-op recovery support
- Additional unforeseen expenses
These extra costs can add up quickly, and even the most affordable procedures may still require more cash than you have on hand at the moment.
What Is Patient Financing?
Patient financing is a simple concept: it allows you to break the total cost of your medical or dental treatment into manageable monthly payments. This helps patients move forward with important procedures without having to delay care or deplete savings.
Instead of paying everything upfront, financing offers flexibility — and for many people, it’s the difference between receiving treatment now or postponing it indefinitely.
Can I Finance My Treatment Abroad?
Yes, medical travel financing is possible — and it’s more common than you think. While options vary depending on your country of residence, income level, and credit history, many patients successfully arrange payment plans for surgeries performed overseas, including in Colombia.
Keep in mind, however, that securing financing often involves paperwork, planning, and clarity around costs — things that can feel overwhelming without the right guidance.
What If I Don’t Have Insurance?
Most cosmetic surgeries are considered elective and are not covered by health insurance — whether at home or abroad. That’s why understanding out-of-pocket costs and financing options is so important.
Even if you do have insurance, it typically won’t apply to procedures like rhinoplasty, liposuction, or tummy tucks. That’s where structured financing plans or budgeting tools can make a big difference.
Are Monthly Payment Plans Available?
In many cases, yes. Monthly payment plans allow patients to pay off their procedure over time. These arrangements can reduce financial stress and allow you to prioritize your health and self-confidence without having to choose between medical care and everyday bills.
However, figuring out the right payment structure can be confusing — especially when you’re planning treatment in another country. That’s where Better by MTA steps in.
How Better by MTA Helps You Navigate Medical Travel Financing
Better by MTA isn’t a lender, broker, or financial institution. Instead, we’re a neutral, trusted guide helping you understand how to pay for surgery abroad — with clarity and confidence.
Here’s how we support you:
- Education: We break down the realities of medical travel financing in plain language.
- Budget Planning Tools: Estimate your full costs — not just the surgery — including flights, hotel, and recovery time.
- Personalized Support: We walk you through your financing journey, helping you understand available options based on your location and financial needs.
- No Pressure: We don’t push loans or products. Our role is to inform and empower you.
Whether you’re exploring body contouring, facial surgery, or a mommy makeover in Colombia, we help you map the financial side of your journey — so there are no surprises.
Planning with Confidence
Cosmetic surgery in Colombia offers incredible value, but financial preparation is essential. From unexpected travel costs to upfront surgical fees, even affordable international care needs careful budgeting.
Medical travel financing — when understood and approached the right way — can help make your dream procedure possible. With Better by MTA as your partner, you can focus less on paperwork and more on planning a safe, smooth, and empowering experience abroad.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free,personalized quote now and take the first step toward affordable medical travel.
