Colombia is becoming a global hotspot for high-quality, affordable cosmetic surgery, attracting thousands of medical tourists each year. But while the price tag for procedures such as liposuction, rhinoplasty, or tummy tucks may be significantly lower than in the U.S. or Europe, the cost is still substantial — especially when you consider upfront payments, travel, accommodation, and recovery expenses.
This is where medical travel financing plays a crucial role. Even when international treatments are more affordable, many patients find themselves asking: How do I actually pay for this?
Understanding the Financial Challenge
Medical tourism offers great value, but not everyone has the cash readily available for out-of-pocket expenses. Cosmetic procedures are often elective, which means they’re not covered by insurance. Whether you’re flying to Colombia for a facelift or a full body makeover, the total bill — including surgery, flights, hotels, and time off work — can be a burden to manage all at once.
Some patients delay their procedures unnecessarily because they believe the only option is to pay everything upfront. Others hesitate simply because they don’t know that financing options for dental work overseas and cosmetic procedures exist.
What Is Patient Financing?
Patient financing is a way to break up the total cost of your treatment into manageable monthly payments. Rather than paying the full amount in advance, you can spread the cost over time — often months or even years — making your transformation more financially accessible.
Here’s how it works in simple terms:
- You receive a quote for your treatment and total travel expenses.
- You apply for financing, typically through a provider that specializes in medical travel.
- If approved, you commit to a payment plan that works with your budget.
- You undergo your procedure, and start paying it off over time.
This approach allows more people to say yes to the care they want without waiting years to save.
Can I Finance My Treatment Abroad?
Yes — many international patients do. Whether you're heading to Bogotá or Medellín for a procedure, medical travel financing makes it possible to access world-class care without a bank-draining lump sum.
You don’t need to be wealthy or have perfect credit. What you do need is the right support system to understand your options and plan wisely. Financing is increasingly accessible and designed to serve medical tourists just like you.
What If I Don’t Have Insurance?
Since cosmetic procedures are usually not medically necessary, most insurers won't cover them anyway — whether at home or abroad. This makes financing an even more critical part of your planning process.
That’s why Better by MTA exists — not as a lender or broker, but as a helpful, neutral guide that empowers patients to make informed decisions about their care. If you're feeling overwhelmed by the process, you’re not alone. Better by MTA helps you explore your options, understand cost breakdowns, and feel confident navigating every financial detail of your medical journey.
Are Monthly Payment Plans Available?
In many cases, yes. Monthly payment plans are designed to make even large procedures accessible without draining your savings. These plans typically involve:
- A down payment (though not always required)
- Regular monthly installments
- Flexible terms based on your budget and credit profile
The key is planning ahead. Researching your costs, understanding your budget, and exploring payment plan options early in the process will reduce stress and help you stay in control.
How Better by MTA Supports Your Journey
Better by MTA isn’t here to sell you a loan — it’s here to give you clarity. It helps medical travelers:
- Understand the true cost of treatment (beyond just the surgeon’s fee)
- Compare options for covering those costs in realistic and manageable ways
- Create a personalized budget that accounts for every part of the trip
- Feel empowered, not pressured, as they take steps toward self-care abroad
Whether you’re planning a breast augmentation, facelift, or liposuction in Colombia, Better by MTA’s platform is built to support you with education, tools, and guidance — no strings attached.
Choosing to have cosmetic surgery abroad is a big decision — and not just medically. The financial aspect can feel overwhelming, especially when you're managing costs in a different currency and country. But with proper planning, smart budgeting, and supportive resources like Better by MTA, you don’t have to go it alone.
Medical tourism should be empowering, not stressful. If you’re exploring how to pay for surgery abroad, take the time to learn your financing options, ask questions, and move forward at your own pace. Your transformation is worth it — and the right financial strategy can help you get there with confidence.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
