Knee replacement surgery can restore mobility, reduce pain, and improve your overall quality of life. In Hungary, many patients choose this destination for its affordability and high-quality medical care. But even with lower costs compared to other countries, paying for surgery upfront can still be a challenge. That’s where understanding medical travel financing becomes essential.
In this guide, we’ll explain how to manage the financial side of your treatment abroad and how Better by MTA helps patients navigate it all—without selling or promoting financial products.
Why Financing Is Needed—Even for Affordable Care
Hungary is known for offering world-class orthopedic care at a fraction of the cost seen in countries like the US or UK. However, “affordable” doesn’t always mean “accessible.” For many patients, the total cost of travel, diagnostics, accommodation, rehabilitation, and surgery can still amount to thousands of dollars upfront.
Whether you’re uninsured, underinsured, or simply need time to gather the funds, patient financing can provide a practical path forward.
What Is Patient Financing?
Patient financing is the process of breaking your medical expenses into manageable payments over time, rather than paying the full amount upfront. It’s often used for both medical and dental treatments abroad. This can include:
- Monthly payment plans
- Deferred payment options
- Low-interest or interest-free installments (depending on local rules)
Importantly, patient financing isn’t just for those with financial hardship—it’s a tool for planning smarter and keeping your financial wellness intact.
Can I Finance My Treatment Abroad?
Yes. Many patients opt to finance their knee replacement abroad, especially when the procedure is planned months in advance. The ability to pay in installments allows you to move forward with the care you need, without waiting for years or compromising your health due to budget concerns.
Even if you don’t have private insurance or are not covered for treatment overseas, financing provides an alternative route.
What If I Don’t Have Insurance?
Not having insurance doesn't mean you're out of options. While insurance may ease the burden, many patients pay out of pocket for medical travel procedures. If you're uninsured, the challenge becomes budgeting wisely and understanding the full scope of costs—from initial consultations to post-op rehabilitation.
This is where a resource like Better by MTA becomes invaluable.
Are Monthly Payment Plans Available?
In many cases, yes. Patients exploring financing options for dental work overseas or orthopedic surgeries like knee replacement often look for monthly payment plans that suit their income and timeline. These plans can vary based on your location, credit situation, and treatment provider.
However, selecting the right plan can feel overwhelming. You’ll encounter various terms, conditions, and hidden fees if you're not careful.
How Better by MTA Supports Your Financial Journey
At Better by MTA, our goal is simple: help you understand your options and make informed choices—without pressure.
We don’t sell loans or push lenders. Instead, we serve as a neutral guide, providing:
- Education: So you understand the cost breakdown of your surgery, including pre-op and post-op care.
- Planning Tools: To help you estimate expenses and create a realistic budget.
- Support: Personalized guidance so you feel confident at every step—from choosing a treatment date to understanding currency exchanges and local costs.
Whether you're exploring how to pay for surgery abroad or planning for future procedures, our platform is designed to empower you—not upsell you.
Empowering Your Medical Travel
A knee replacement can be life-changing, and Hungary offers a high-value destination for your care. But value isn’t just about price—it’s about clarity, control, and peace of mind. By exploring your medical travel financing options with guidance from Better by MTA, you’ll gain more than affordability—you’ll gain confidence.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for yourprocedure.
Request your free,personalized quote now and take the first step toward affordable medicaltravel.
