Choosing to undergo weight loss surgery abroad—particularly in a country like Colombia—can be a transformative and cost-effective decision. However, even with lower surgical fees compared to many Western nations, the need to pay for treatment upfront can pose a serious barrier for many patients. This is where medical travel financing becomes a key part of the journey.
In this guide, we’ll walk you through what patient financing means, why it’s relevant even when seeking affordable care overseas, and how Better by MTA serves as a neutral, reliable partner in helping you plan your treatment budget and find clarity without promoting or selling financial products.
Why Consider Weight Loss Surgery in Colombia?
Colombia has become a popular destination for medical travelers seeking bariatric procedures such as gastric sleeve, gastric bypass, and lap band surgery. It offers high-quality care, modern facilities, and highly trained surgical teams—often at a fraction of the price charged in the U.S., Canada, or Europe.
Still, many patients face a common obstacle: the need to cover all costs upfront, including:
- Procedure fees
- Flights and accommodation
- Pre- and post-op medical care
- Medication and support services
Even if the total cost is significantly less than at home, paying out of pocket can be overwhelming—especially if the surgery isn’t covered by insurance.
What Is Patient Financing?
In simple terms, patient financing refers to any plan that allows you to break down the cost of your treatment into more manageable payments over time. These plans are designed to reduce the stress of large upfront costs so you can get the care you need when you need it.
There are a few general forms of patient financing:
- Monthly payment plans
- Deferred payment options
- Installment agreements before travel
However, these options can vary widely depending on where you're located, your credit history, and the provider's terms.
Common Questions About Financing Medical Travel
Can I finance my treatment abroad?
Yes, many patients are able to finance their international medical care. While Colombia offers excellent value, weight loss surgery is still a major investment. Exploring financing options—whether through personal loans, payment plans, or other arrangements—can help make the procedure more accessible.
What if I don’t have insurance?
Many people pursuing medical travel are doing so because they don’t have insurance, or their plan doesn’t cover bariatric surgery. In such cases, understanding how to pay for surgery abroad through financing can be the difference between delaying care and taking action.
Are monthly payment plans available?
While not all clinics offer them directly, patients may be able to secure monthly payment plans through third-party financing, credit options, or pre-arranged savings. The key is having a clear roadmap—this is where Better by MTA steps in.
How Better by MTA Supports You
Better by MTA isn’t a lender or a bank. Instead, it’s a patient-first guide that helps you understand:
- All the costs involved in your medical travel journey
- What payment options may be available to you
- How to plan your budget for every step—from consultation to recovery
- How to avoid surprises or hidden fees abroad
We believe patients should feel informed, empowered, and confident—not rushed or confused. That’s why we provide personalized support, step-by-step guidance, and educational tools to help you evaluate your options without being sold a financial product.
Whether you’re weighing whether to dip into your savings, apply for a loan, or explore low-interest installment options, we’re here to help you navigate the financing process with clarity.
Planning Your Budget with Confidence
Before you book your surgery, take time to create a comprehensive financial plan. Here are some steps to help:
- Request a detailed quote from your provider
- Account for travel and lodging expenses
- Set aside emergency funds for unexpected costs
- Ask questions about payment terms and cancellation policies
- Consult with Better by MTA to review your personalized budget strategy
Affordability Shouldn’t Be a Barrier to Better Health
Weight loss surgery can be life-changing. Colombia makes that transformation more affordable—but you still need the right financial plan. Whether you’re uninsured, underinsured, or simply need extra time to cover costs, medical travel financing could open the door to timely, effective care.
Better by MTA is here to guide you—not with sales pitches, but with knowledge, empathy, and support that puts your health and peace of mind first.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
