For many patients exploring weight loss surgery in Hungary, affordability is one of the biggest attractions. However, even with lower costs compared to treatments in the U.S., U.K., or other high-income countries, covering the entire expense upfront can be a significant hurdle—especially for those without insurance or limited savings. That’s where patient financing comes in.
This article walks you through what financing means for medical tourists, why it's often necessary, and how Better by MTA serves as a reliable, unbiased guide to help you understand and manage the financial side of your journey.
Understanding the Costs Behind Medical Travel
Even though Hungary is known for offering high-quality bariatric procedures at competitive rates, international medical care includes more than just the surgery itself. Your budget must often account for:
- Pre-operative consultations and diagnostics
- Surgeon and hospital fees
- Anesthesia and post-operative care
- Travel and accommodation
- Medication and follow-up care
These combined expenses can range from a few thousand to several thousand euros. Paying out of pocket in one lump sum is not always possible, even when prices are lower than at home.
What Is Patient Financing?
Patient financing is a way to make healthcare more accessible by spreading the cost over time—just like a loan or payment plan. Instead of paying the full cost upfront, you can divide the total into smaller, manageable monthly payments. This flexibility allows many patients to proceed with surgery sooner, rather than delaying for months or years while saving up.
Crucially, patient financing doesn’t mean you have to go into debt blindly. When done with proper guidance, it’s a powerful tool to access care without jeopardizing your financial wellbeing.
Why Financing May Still Be Needed—Even in Affordable Destinations
It’s a common misconception that lower treatment prices abroad eliminate the need for financing. But in reality, medical travel involves upfront costs that insurance rarely covers, especially for elective or non-emergency procedures like gastric bypass, sleeve gastrectomy, or gastric ballooning.
You might be facing challenges such as:
- No private health insurance
- Insurance that doesn’t cover treatment abroad
- Insufficient savings for immediate payment
- Other life expenses competing for your budget
Monthly financing can be the bridge between what you can afford today and the treatment you urgently need.
Common Questions About Paying Over Time
Can I finance my treatment abroad?
Yes, many patients successfully finance procedures overseas. While options vary depending on your home country, credit history, and the provider’s policies, Better by MTA helps you understand what’s available to you—without steering you toward any specific lender.
What if I don’t have insurance?
No insurance? You’re not alone. Many international patients turn to self-pay options with structured financing to make care accessible. Better by MTA can guide you on how to responsibly plan for treatment without relying on insurance coverage.
Are monthly payment plans available?
Yes, in many cases. Some patients may qualify for medical payment plans or personal financing. Better by MTA helps you explore the pros and cons of each option, estimate monthly commitments, and prepare for the full financial picture.
How Better by MTA Helps You Navigate Medical Travel Financing
Rather than acting as a lender, Better by MTA is your neutral support partner. Our role is not to sell you financial products, but to ensure you’re informed, confident, and prepared. We do this by:
- Educating you on the real cost of weight loss surgery abroad
- Explaining your options for budgeting, financing, and payment planning
- Helping you avoid surprises, like currency fluctuations or unplanned add-ons
- Answering your questions without pushing any financial solution or provider
- Giving you clarity, so you can move forward with peace of mind
Whether you’re paying in full or financing over time, you deserve to feel in control.
Tips for Planning Your Weight Loss Surgery Budget
- Create a full cost breakdown: Include surgery, travel, follow-ups, and extras.
- Set aside emergency funds: Unexpected delays or complications can happen.
- Explore different payment paths: From personal savings to structured installments.
- Consult with Better by MTA: We can help you forecast expenses and build a financial strategy without pressure.
You’re Not Alone in This
Medical travel isn’t just about finding the right doctor or hospital—it’s also about navigating finances with confidence. If you’re considering weight loss surgery in Hungary but feeling unsure about how to afford it, know this: You have options.
Looking for Medical Care Abroad but Worried About Costs?
Let Better by MTA help you explore flexible payment options for your procedure.
Request your free, personalized quote now and take the first step toward affordable medical travel.
